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Question by CCM333: mortgages for dummies? we have refinance our house, could someone explain what different types of mortgages are out there? And what are some pros and cons of some of them? Best answer for mortgages for dummies?:
Answer by fren c
sure BAD ! THIS LOAN IS BEST USED IF YOU ARE AN INVESTOR OR DEVELOPER! 1. is a Neg Am loan they are basically very low rates you'll see the adds 600k for only 1000.00 a month the rates is usally 1-3% what you are realy doing is paying a portion for the real rate of 8-9% and the additional interest your not paying is being added to the amount you owe.LOTS OF PEOPLE ARE LOSING THIER HOMES DUE TO THIS LOAN! 2. Adjustable rate mortgage of ARM typically these loans have a fixed ratef for a term fo 2 or more years the first rate is slightly lower but after the term is up the rate will adjust and can adjust as much as 2% then they continue to adjust every 6 months or a year (anouther reason many are foreclosing on thier mortgages) 3. Hybrid arm is close to the standard arm but this one starts a a bit lower rate and after 6 months will adjust here again the real rate can be much higher 4 i perfer fixed rate mortgages there are no suprises with this type of mortgage and it gives you options down the road they are safe and stable and you dont need to have a to be great at math to figure out what you are going to spend go to direct sources to get the best rates
Answer by steve a
Have you spoken to a broker instead of some faceless person on the internet for such a big decision?...
Answer by Diane F
Check out this site, I'm sure they have the answer you're looking for.
Answer by beachlover
here are some reasources on mortgages i think all has been covered but these resources should make the picture clearer fix rate is what you wantif you are planning to stay in the home. the interest rates are to volitile as well as house prices to do anything other. in my humble opinion direct sources are best to get best rates try them read articles below to get best understanding for help picking whats best for you try taking to a professional www.directlendingplanet.com
Answer by
Kanda explaining how to create a perfectly hole punched file
mortgagerates-tips.blogspot.com Mortgages for Dummies
If you're planning to rent the property, you need to be just as tuned into the rental market, which is more closely tied to employment than mortgage rates. And the nation's unemployment picture remains very mixed. If you bet wrong, you could get stuck ... REITs may be a good way to profit from a housing recovery
Slat wall helps you maximize valuable display space; they are versatile, practical and cost effective. It's a quick and easy fit display solution. These panels are the ideal shop-fit solution providing a totally flexible merchandising platform with an instant makeover of the previous decoration. Slat wall is an ideal backdrop for your exhibition space. It's the most popular way of transforming plain walls into effective merchandising areas and also suitable for all businesses, for example: fashion retailers, newsagents, estate agents, supermarkets, showrooms, designer stores, shoe and sports goods outlets, plus many more.
Products for sale need to be displayed in a manner which best present them in the customerâ• • s eyes. For example, clothing needs to be folded on shelves, hung from racks or displayed on mannequins. Books need to be displayed in shelves, spinning racks and organized bins.
Videos need shelving upright and racks to properly display titles. All products lend themselves to some form of acceptable display. Making a new look for your shop is exciting however the excitement may fritter away when there is too much waiting of the project to be done, nevertheless the cost and the time wasted.Excelshopfitting site offers you high quality and best value products with convenience of your efforts and time in your own working space. Slatwall panels generally come in standard four foot by eight foot cuts, either vertical or horizontal and different type of grains and colors. Displaying horizontally can cut down on the number of seams that are visible in your store. When choosing your slatwall, evaluate how much space you have to fill and order your slatwall displays accordingly. They have a wide range of products such as glass counters, shop fittings, slatwall, card Units, Corner counter, Gridwall, upright system, cable display, shelving upright, tailors bust, wooden hangers, tailors dummy and cloth rail.
Installing Shop fittings that can help the look of the shop and also increase the functionality of the working environment and which in turn would result in revenue generation and also enhance the shopping experience and working experience of both customers and staff.
The sale of promotional clothing is all about tailoring products to meet business needs. Now, promotional businesses aren't clothing businesses. They don't tailor in the sense that tailors tailor suits. Tailoring products to meet business needs means sitting down and working out a way to make merchandise represent business names and logos on a large scale.
Large scale merchandising works on the principle that optimum coverage gives business names and logos the best possible chance of being noticed. On the TV, it's simple. You present a picture and an idea on a reel that will go out to millions. But promotional businesses don't have this luxury. They have to target their products in a way that allows as many different people as possible to notice their business name and logo.
This means studying demographics and finding out what people identify with, as well as what they use in the day to day lives. Find out who the people using your product will be, and cater to the things they find useful and the thinks they simply like; and get your business name and business logo onto an array of promotional items that people use or are simply surrounded by. Clothing items made by promotional products companies and designed to display the business name and logo of a company, are tailored to certain demographics and vocational types.
The hours of work put into designing Promotional Clothing add up to a line of quality products which really communicate the value of having your business name and business logo associated with high quality. There is an art to finding the right market for the right clothing. Sympathy between a market for logos and a market for affordable apparel is crucial to the aim of all promotional businesses that rely on merchandising.
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